مسلم اقلیتوں کا گھر کی تعمیر یا خرید کے لیے سودی قرضوں کے جواز کی مختلف آرا کا تجزیاتی جائزہ

Abstract

Islam is a whole concept of life. Not only in one particular field of life, but also in every field, it has his own unique teachings for humanity. Islam orders its followers to cooperate and sympathize with each other at the individual and collective level as well as at the social and economic level. This is the reason why Islam in its essence is a universal and benevolent religion, which not only commands to take care of oneself but also teaches to take care of the care and needs of other people and to take care of their spiritual and material comfort. In order to achieve human interests and objectives, Allah has given those principles and rules, the observance of which shows the way to avoid economic and social evils. Such an order exists in the form of prohibition of usury, which is the backbone of the abolition of the exploitative system.

Sharia has regarded Riba as a major sin, whether it is less or more, it is forbidden, and it has been promised to the usurer to such an extent that it has been declared as war with Allah and His Messenger. In view of the expansion of the banking system in the present era, where banks perform many other functions such as playing a central role in the exchange of funds, they are also performing their basic function i.e. provision of usurious loans on a large scale. One of these usurious loans is the facility of usurious loans for the purchase or construction of a house, which is largely adopted in non-Muslim countries.

In this paper, an important issue faced by Muslim minorities living in non-Muslim countries has been discussed and that is 'Analytical study of different opinions on the justification of usurious loans from banks for the construction or purchase of residential houses of Muslim minorities'.